The road to ownership made for rideshare drivers

You must be 23+, hold a current valid full Australian driver’s licence, and be an approved rideshare driver on UberX. Vehicle rental eligibility may depend on your professional driving history.

• If you are new to rideshare, Splend will guide you through the process.

Your agreement (and weekly Splend payment) includes three parts:

1. Part A – Vehicle Subscription (car cost + optional payout waiver fee)

2. Part B – Your on-road essentials (registration, CTP, rideshare licensing and inspections, servicing, replacement tyres and brakes)

3. Part C – Your accident protection (loss and damage cover + optional waiver reduction fee)

Part C is optional but if you choose not to take it you must obtain your own Comprehensive Vehicle insurance that is approved by Splend and pay an additional management fee to Splend

Splend offers new and pre-owned vehicles on Flexi Own plans. All are rideshare compliant and include registration, CTP, and rideshare licence. Scheduled servicing and normal-wear items are covered* and Loss and Damage cover is included.

• From 1 October 2025, Flexi Own customers may choose to provide their own eligible Rideshare Insurance instead.

_{*Servicing and maintenance subject to caps and terms as per your Flexi Own Agreement}

Yes. All cars are supplied with up-to-date, state-specific documentation so you’re ready for Uber and other rideshare work.

Yes. Scheduled servicing plus normal-wear replacement brakes and tyres are included up to the limits in your contract*. Each manufacturer service must be completed within 2,000 km of the interval. Allow up to one day off-road.

Roadside Assistance is provided (battery jump, fuel/charging, flat tyres, towing, lockouts). Vehicles also come with manufacturer warranty for defects. A replacement vehicle may be provided in some warranty cases (subject to availability).

Non-warranty repairs (e.g., punctures, panel or glass damage) are your responsibility.

_{*Subject to contract caps and terms as per your Flexi Own Agreement}

We follow the AFIA Fair Wear and Tear Guide. Normal wear based on age/mileage is accepted. Any non-fair wear damage must be repaired at your cost.

Here’s a full run-down of costs.

Up-front:

• One-off setup fee

  • $990 for new cars

    $495 for pre-owned cars

At onboarding:

• Pro-rata charge for remainder of first week

• First weekly fee (billed one week in advance)

Weekly fee includes:

• Vehicle rental

• Registration & CTP

• Scheduled servicing (up to 180,000 km)*

• Replacement tyres & brakes due to wear*

• 1,000 km included weekly (excess km attract a fee; on Flexi Own this reduces your term)

Optional extras:

• Payout Protection Fee may apply (see details page)

• Loss and Damage cover*

• Loss and Damage Waiver Reduction Fee (reduces payable waiver amount)

• Additional driver fee

• Not included: Fuel/charging, rideshare platform fees, tolls, fines.

_{*Subject to caps in your agreement and overarching terms. Additional fees may apply.}

Your weekly Flexi Own subscription fee covers:

• Vehicle rental

• Registration & CTP

• Scheduled servicing (up to 180,000 km)*

• Normal-wear replacement tyres and brakes*

• 1,000 km weekly allowance (excess km attract a fee; excess km reduce your contract term)

Optional extras: Payout Protection Fee, Loss and Damage Waiver Reduction, additional driver fee and Loss and Damage cover*

• Not included: fuel/charging, platform fees, tolls, fines.

_{*Subject to agreement limits and terms. Additional fees may apply.}

Each week includes 1,000 km. Exceeding this incurs an excess km fee, and reduces your contract term accordingly.

Payments are taken weekly, every Wednesday night for the following Monday - Sunday week (charged one week in advance).

If you don't pay your Weekly Payments you will be charged a Failed Payment Fee of $40. Contact the payments team if you think you may miss a payment — alternative payment arrangements may be possible. Continued non‑payment can lead to termination and charges. Further details will be set out in your Agreement with Splend.

Yes. The full setup fee applies if you return and later rejoin.

For contracts signed up until 30 September 2025:

• Minimum terms: 26 weeks (4-year plans) or 52 weeks (5-year plans).

• After the minimum term, you can end the agreement by giving 4 weeks’ notice.

• Returning the vehicle inside the minimum period incurs minimum-period charges.

Contracts signed up from 1 October 2025 onwards

• Fees and charges may be payable if you end your agreement before the end of the term. Like with any finance lease or car loan, if you break your agreement with us before completion, you will be required to pay termination charges. In the case of our Flexi-own product, this is 14 weeks of your vehicle payments (Part A) + a $1500 remarketing fee. This can be avoided by taking out Payout Protection (see below) which is mandatory in certain cases.

• All applicable fees and charges are set out in the Flexi Own agreement.

Payout Protection Fee Waiver (optional)

• For a small weekly fee, you can add a Payout Protection Fee Waiver to your agreement.

• This waiver covers you for early termination and ensures there are no payout fees or charges if you leave the agreement and return the car after 12 months. See your agreement for details.

• Termination charges still apply in the first 12 months.

• The Payout Protection fee is mandatory for certain customers based on their assessed risk. Refer to our additional fee terms for more detail.

The Payout Protection Fee is a small weekly fee payable in order to have the Termination Amount (our break early fee) waived in the event of early termination, so long as such termination does not occur within the first 12 months of your Flexi-Own 2.0 Agreement with Splend. There may be other applicable fees upon termination (for instance if the vehicle was damaged) – check the Flexi-Own 2.0 Agreement for further details.

The Payout Protection Fee will apply to all Flexi-Own 2.0 customers, unless one of the available exemptions apply. If one exemption applies, then the Payout Protection Fee will be optional. Those exemptions are (you will need to provide documentary evidence):

• Completed over 5,000 rideshare trips; OR (you will need to demonstrate this in an App/s)’ OR

• Meaningful proven history of chauffeur work, subject to Splend’s discretion (you will need to provide a copy of a relevant contract or invoices); OR

• Meaningful proven history of buying & selling multiple vehicles, subject to Splend’s discretion (you will need to provide documentary evidence such as car loan statements); OR

• Evidence of owning your own home (you will need to provide documentary evidence such as a Mortgage Statement); OR

• Meaningful and consistent evidence of separate income provided and approved, subject to Splend’s discretion (you will need to provide documentary evidence such as payslips or PAYG summary/statements); OR

• Provide a credit check to Splend’s reasonable satisfaction and approval

The Payout Protection Fee is a weekly payment ranging from $10-$30 per week based on vehicle class.  Customers who are paying the Payout Protection Fee, can choose to remove it after 3 years.

No — it has to be included at the start of your contract. It’s there to protect you from the unexpected, and once you opt in, you’re covered after 12 months.

Provide 4 weeks’ written notice to Splend.

• If your contract was signed up until 30 September 2025: Once you are past your minimum term, you may return the vehicle after the 4 weeks’ notice.

• If your contract was signed from 1 October 2025 onwards: You must pay Splend the termination amount advised in your agreement, unless you have been paying the Payout Protection Fee for at least 52 weeks.*

_{*See your agreement for details.}

Most drivers choose Flexi Own because they want the option to own their car long term. Once you’ve completed your subscription period, you can make an offer to purchase the car from Splend. Here’s how it works:

1. You let us know you’re interested in buying.

2. We give you all the details you need, including the fair market value, taking into account the payments you've made.

3. We review your offer and if we accept it, guide you through the process of transferring ownership.

Splend does not charge fees at the end of the contract. You do not have a right or obligation to purchase the vehicle at the end of the contract.

If you wish to purchase the vehicle, you may make Splend an offer. Should you notify us of your intention to make an offer, Splend will provide a report showing a range of reasonable resale values for your vehicle, based on market data and the age and condition of the car. If you make an offer within that range, Splend will consider your offer and will generally not refuse to accept.

If Splend accepts your offer, payment must be settled within 7 days. Stamp duty associated with the purchase is payable directly to the government.

Yes. Certain charges such as Registration, CTP, Servicing, Maintenance may be adjusted to reflect price increases from time to time on reasonable notice. Other fees and charges will only be made with at least 4 weeks' notice. Full details available in your Agreement with Splend.

Yes — as long as Splend approves the move and it’s to a city where we operate. You can take your Splend vehicle to another city in Australia if:

• You first get written permission from Splend (we won’t unreasonably say no).

• The new city is within 200km of a Splend Hub.

If approved, you’ll need to cover all costs of the move. This includes things like transferring the vehicle registration to the new state, updating CTP and any other related fees.